Health insurance is a
type of insurance product that specifically guarantee health care or treatment
of the members of such insurance if they fall ill or have an accident. Broadly
speaking there are two types of treatments offered by insurance companies, namely
hospitalization (in-patient treatment) and ambulatory (out-patient treatment).
Health insurance products held either by social insurance companies, life insurance companies, and also a general insurance company.
Some insurance companies and life insurance has also marketed health insurance programs with a variety of different variants. In general, the insurance company that organizes health insurance programs in collaboration with hospital providers either directly or through an intermediary institution as assistant hospital network management.
Tip one: Look for the insurance company middle-Up or sailor BIG WORLD and companies must be healthy or five years to be profitable. Because thus guarantee financially and kredebilitas world is certainly at stake.
Why should Fortunately, because if the company continues to melaba it will guarantee stable premiums and do not move tanggan / merger / or purchased by another insurance company then ensured the safety and comfort of you will be guaranteed until the end of the policy
There were asked whether the rewards can guarantee and service names, is actually the most important thing is the protection afforded whether or not convenient for us. Useful award for the insurance companies, but not so good jualannya also deny that their service has been tested by getting a good appreciation of national or world.
Tip Two: Choose the insurance company has the protection that do not overlap.
Time and again I got complaints that the protection of critical illness / Crisis Cover or defect that reduces the Basic Sum Assured Life, whereas premiums already paid, respectively. How come .... ??? Yes, can ...
Then there are customers who say, Why I am not telling you ... sir ...
and the agent replied .... "Ga father asked why .."
Of insurance companies also do not want to be blamed, they would answer, "Khan Father / mother has been given 14 emotion to read the policy. If you do not agree then it can apply in writing and the Policy will be canceled"
Sample case:
Mr. Ali has insurance because in ads on TV and she bought with consideration of the price premium is a little cheaper and a pretty good investment .. Inside there is protection
1. Life $ 100 million - Basic Insurance.
2. Critical Illness $ 100 million
3. Disability $ 100 million
4. Health with 350 rooms per day
In the year to 11 pack Ali diabetes illness, then what is gained pack Ali:
Mr. Ali claimed protection of critical illness, and 3-6 months later the UP out of 100%. or $ 100 million and together with it also the polis pack Ali closed due UP UP $ 100 million taken from the base or the soul.
What about diabetes disease .. when the pack ali very costly hospital is great for the rest of his life.
This happened with disabilities who had 50%, then up will be out $ 100 million or 100% then the policyholder will die or have no protection anymore.
Loh how so ... do not you pay the premiums no 4 and or own their own ....
But so is sound policy Ali pack agreement with the Insurance Company it. Do you feel cheated or fooled. Whoa ..... By the time you are in prospect by your agent usually in wondering whether it is understood and agreed, if "yes" then you menantangani illustration. Then PPAJ and after the policy so you are given 7-14 days to study it. If you do not agree then you can reject it at the time. And the fact you agreed tablets. ..
Polis you have at home, whether this is your policy, you may soon learn more detail not get there .... Please check again Such insurance can be through customer service to make it more objective, check it carefully so you do not feel disadvantaged. ???
Choosing Health Insurance.
After the Life Insurance Health Insurance is the second course that is needed by us, What does it mean UP critical illness if the funds will be spent on hospital costs or operating costs if necessary. My suggestion is to separate health insurance with life insurance or a parent.
Tip Finding Health Insurance:
Find cashless models (even if you already get from the company where you work) is not a pure tablets Unit link or something.
Paying Able according pertidak ability / per disease / or plan high on the inner limit
There is no overall limit on the accumulation of claims on policies
Premium table that was certainly not published every year.
Fix Insurance discounts for families.
This case was also the case for Health Protection (Inpatient) adheres to limit total accumulation of any health policy purchased. Again, the agent did not explain if not asked, and the Customer is not careful,
Therefore, look for that have no overall limit.
Case Annual Health Insurance (Term Life Pure)
Mr Blake is interested in buying the Annual Insurance because:
If no claim, the insurance company returns 20%
If someone has entered the family then there is a discount of 5%
This insurance is an annual Applies so if it is out of contract then it is not in the bill before filing extension.
Case:
No claims then be returned 20%, what if his claims much .... Surely ride also donk 20%, if there are many ... how .. yaaa ... rose another 20% .... And so on until the pack Budi not afford to pay.
Annual premiums are determined by insurance company statistics TSB and calculated one month prior to maturity.
This means that there is no certainty of the value paid for each year, may be the same or up and up ....!
When the pack Budi suffer dibabetes claim would start running and every year there is an increase. So perminya was not able to be paid by a pack of the pack Budi Budi propose new health insurance to other insurance companies and all reject or exclude disease in the suffering Mr Blake. And even then with considerable extra premium.
It can happen to you if you choose the wrong insurance because of the lure of discounts, low prices, vouchers etc ..
Though to be honest Annual Term Life Insurance premiums are still more expensive than whole life anyway when viewed as a whole.
Annual health insurance / pure / Term life is not much different from the Insurance Office or the company. Do not like it when you have great insurance office. Please be assured if my question is capable of in charge with either:
Are you ever going to work in the office TSB
How old are your pension 55 or 60 years, because the older the higher risk of kesehataan us.
If you are already retired, mampukan you buy a health policy. If able, whether they will be willing to accept the insurance company you if it has been exposed to critical illness or the results of its Medical nice.
My advice to you still must have their own health insurance'm not going to lose because it is for you and the company has other interests.
From the description ditas we conclude as follows:
Find Insurance Company profit in the last 5 years
Search protection which does not overlap
Find a cashless health insurance instead Unit link
Find the appropriate health insurance that pays the bill / Pertidak ability / Inner room with a high limit.
Find health insurance is no overall limit
Find health insurance hingaa 70 years (usually Just 65 yrs)
Search for life insurance allows you to buy a new policy even if you have been exposed to critical illness or total permanent disability
After that you see the amount of the premium is reasonable, fair bit more expensive donk because its protection is also very wide, so this is the most economical insurance.
If still confused anyway .. please contact us to obtain an economical option health insurance or Medicare International is far more economical with coverage of up to tens of billion dollar cashless anyway.
This simple tip or hint is enough able to provide the basic framework choose the insurance that is most comfortable for you. And to facilitate more, please visit Insurance Info.
Health insurance products held either by social insurance companies, life insurance companies, and also a general insurance company.
Some insurance companies and life insurance has also marketed health insurance programs with a variety of different variants. In general, the insurance company that organizes health insurance programs in collaboration with hospital providers either directly or through an intermediary institution as assistant hospital network management.
Tip one: Look for the insurance company middle-Up or sailor BIG WORLD and companies must be healthy or five years to be profitable. Because thus guarantee financially and kredebilitas world is certainly at stake.
Why should Fortunately, because if the company continues to melaba it will guarantee stable premiums and do not move tanggan / merger / or purchased by another insurance company then ensured the safety and comfort of you will be guaranteed until the end of the policy
There were asked whether the rewards can guarantee and service names, is actually the most important thing is the protection afforded whether or not convenient for us. Useful award for the insurance companies, but not so good jualannya also deny that their service has been tested by getting a good appreciation of national or world.
Tip Two: Choose the insurance company has the protection that do not overlap.
Time and again I got complaints that the protection of critical illness / Crisis Cover or defect that reduces the Basic Sum Assured Life, whereas premiums already paid, respectively. How come .... ??? Yes, can ...
Then there are customers who say, Why I am not telling you ... sir ...
and the agent replied .... "Ga father asked why .."
Of insurance companies also do not want to be blamed, they would answer, "Khan Father / mother has been given 14 emotion to read the policy. If you do not agree then it can apply in writing and the Policy will be canceled"
Sample case:
Mr. Ali has insurance because in ads on TV and she bought with consideration of the price premium is a little cheaper and a pretty good investment .. Inside there is protection
1. Life $ 100 million - Basic Insurance.
2. Critical Illness $ 100 million
3. Disability $ 100 million
4. Health with 350 rooms per day
In the year to 11 pack Ali diabetes illness, then what is gained pack Ali:
Mr. Ali claimed protection of critical illness, and 3-6 months later the UP out of 100%. or $ 100 million and together with it also the polis pack Ali closed due UP UP $ 100 million taken from the base or the soul.
What about diabetes disease .. when the pack ali very costly hospital is great for the rest of his life.
This happened with disabilities who had 50%, then up will be out $ 100 million or 100% then the policyholder will die or have no protection anymore.
Loh how so ... do not you pay the premiums no 4 and or own their own ....
But so is sound policy Ali pack agreement with the Insurance Company it. Do you feel cheated or fooled. Whoa ..... By the time you are in prospect by your agent usually in wondering whether it is understood and agreed, if "yes" then you menantangani illustration. Then PPAJ and after the policy so you are given 7-14 days to study it. If you do not agree then you can reject it at the time. And the fact you agreed tablets. ..
Polis you have at home, whether this is your policy, you may soon learn more detail not get there .... Please check again Such insurance can be through customer service to make it more objective, check it carefully so you do not feel disadvantaged. ???
Choosing Health Insurance.
After the Life Insurance Health Insurance is the second course that is needed by us, What does it mean UP critical illness if the funds will be spent on hospital costs or operating costs if necessary. My suggestion is to separate health insurance with life insurance or a parent.
Tip Finding Health Insurance:
Find cashless models (even if you already get from the company where you work) is not a pure tablets Unit link or something.
Paying Able according pertidak ability / per disease / or plan high on the inner limit
There is no overall limit on the accumulation of claims on policies
Premium table that was certainly not published every year.
Fix Insurance discounts for families.
This case was also the case for Health Protection (Inpatient) adheres to limit total accumulation of any health policy purchased. Again, the agent did not explain if not asked, and the Customer is not careful,
Therefore, look for that have no overall limit.
Case Annual Health Insurance (Term Life Pure)
Mr Blake is interested in buying the Annual Insurance because:
If no claim, the insurance company returns 20%
If someone has entered the family then there is a discount of 5%
This insurance is an annual Applies so if it is out of contract then it is not in the bill before filing extension.
Case:
No claims then be returned 20%, what if his claims much .... Surely ride also donk 20%, if there are many ... how .. yaaa ... rose another 20% .... And so on until the pack Budi not afford to pay.
Annual premiums are determined by insurance company statistics TSB and calculated one month prior to maturity.
This means that there is no certainty of the value paid for each year, may be the same or up and up ....!
When the pack Budi suffer dibabetes claim would start running and every year there is an increase. So perminya was not able to be paid by a pack of the pack Budi Budi propose new health insurance to other insurance companies and all reject or exclude disease in the suffering Mr Blake. And even then with considerable extra premium.
It can happen to you if you choose the wrong insurance because of the lure of discounts, low prices, vouchers etc ..
Though to be honest Annual Term Life Insurance premiums are still more expensive than whole life anyway when viewed as a whole.
Annual health insurance / pure / Term life is not much different from the Insurance Office or the company. Do not like it when you have great insurance office. Please be assured if my question is capable of in charge with either:
Are you ever going to work in the office TSB
How old are your pension 55 or 60 years, because the older the higher risk of kesehataan us.
If you are already retired, mampukan you buy a health policy. If able, whether they will be willing to accept the insurance company you if it has been exposed to critical illness or the results of its Medical nice.
My advice to you still must have their own health insurance'm not going to lose because it is for you and the company has other interests.
From the description ditas we conclude as follows:
Find Insurance Company profit in the last 5 years
Search protection which does not overlap
Find a cashless health insurance instead Unit link
Find the appropriate health insurance that pays the bill / Pertidak ability / Inner room with a high limit.
Find health insurance is no overall limit
Find health insurance hingaa 70 years (usually Just 65 yrs)
Search for life insurance allows you to buy a new policy even if you have been exposed to critical illness or total permanent disability
After that you see the amount of the premium is reasonable, fair bit more expensive donk because its protection is also very wide, so this is the most economical insurance.
If still confused anyway .. please contact us to obtain an economical option health insurance or Medicare International is far more economical with coverage of up to tens of billion dollar cashless anyway.
This simple tip or hint is enough able to provide the basic framework choose the insurance that is most comfortable for you. And to facilitate more, please visit Insurance Info.
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